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PMI: A guide to understanding private mortgage insurance

The common recommendation for homebuyers is to give 20 percent of a home’s price as an initial down payment. However, producing 20 percent isn’t always required. However, that’s where private mortgage insurance, or PMI, becomes relevant. What is PMI?  PMI is a type of insurance used ...

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Should you hire a remodel contractor?

While designing a house from scratch usually requires professional help, it's not always clear if you need a remodel contractor. If you have a remodeling project you plan to handle on your own, is it necessary to hire somebody to help? Here are some of the key points to consider ...

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The Devil’s in the Details: Home Insurance Coverage

When you suffer damage to (or the loss of) your home or its contents, you expect your insurance company to come to the rescue, and most do.  Still, it’s a good idea to review your policy with your insurance advisor and find out what’s covered and what isn’t. For example, if ...

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Laundry Room Organization Basics

Laundry is a never-ending cycle, but there are ways to make it less of a hassle. A great way to improve the efficiency and effectiveness of your laundry day is to organize your laundry room. But where do you start? Here are some tips for ways to add order to ...

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